“Steadicap funded us in under 24 hours when our bank wanted 9 weeks. We opened two new locations that quarter.”
Revenue +180%
Funding in as fast as 24 hours
Steady capital for serious operators.
Steadicap delivers institutional-grade funding to the businesses that move markets — quietly, quickly, and on terms that actually make sense.
Live funding tracker
Mercer & Co. — Logistics
$184,500
Rate1.18 factor
Term9 months
Payout~22 hrs
RepAlex Carter
Protected by Steadicap verification
How it works
Three steps. Hours, not weeks.
A streamlined path from application to funded — engineered for operators who move fast.
01
Apply online
Complete our 3-minute application. Basic business details, no stacks of paperwork, no personal guarantees up-front.
02
Get reviewed by a human
A dedicated Steadicap rep reviews your file the same day — underwriting that actually understands your industry.
03
Funds in your account
Approved deals are wired directly to your business bank — typically within 24 hours of signing.
Why Steadicap
Built for the businesses banks ignore.
Capital structured around your business
We structure around your cash flow and seasonality — not a rigid bank playbook. Flexible draws, flexible paybacks, transparent terms.
24-hour funding
Same-day decisions. Next-day wires.
A real rep, every deal
One point of contact. No call centers.
Transparent by design
No hidden fees, no origination surprises. Every dollar, every date — spelled out before you sign.
Success stories
Operators who bet on themselves.
“Traditional banks rejected us three times. Steadicap understood our model and doubled our team in six months.”
Team 8 → 16
“Clean terms, fast answers, zero runaround. The portal is genuinely useful. I recommend Steadicap to every owner I know.”
Online sales 3×
“Our rep knew more about our trucking margins than our CPA. That changes how you think about a lender.”
Fleet +12 rigs
FAQ
Answers, before you ask.
Most clean files close in under 24 hours. Complex deals may need 48. We'll tell you within an hour which bucket you're in.
6+ months in operation, $10k+ monthly revenue, a US business bank account. We look at cash flow — not just credit score.
A soft pull as part of underwriting. It won't ding your score, and it's only one input of many.
Never. Pay early, save on the factor. That's part of the transparency we commit to.
Pricing depends on your deal size, tenure, and risk profile. Every number — factor, fees, insurance premium if applicable — is on the page you sign. No surprises.
Ready to fund the next move?
Apply now. Get a decision today. Stop waiting on the bank.